{"id":3361,"date":"2023-09-05T23:11:17","date_gmt":"2023-09-05T23:11:17","guid":{"rendered":"https:\/\/www.mosabogados.cl\/?p=3361"},"modified":"2023-09-06T23:13:37","modified_gmt":"2023-09-06T23:13:37","slug":"nueva-ley-21-563-de-reestructuracion-de-deudas-ya-en-vigencia-una-segunda-oportunidad-para-personas-y-empresas","status":"publish","type":"post","link":"https:\/\/www.mosabogados.cl\/?p=3361","title":{"rendered":"NUEVA LEY 21.563 DE REESTRUCTURACI\u00d3N DE DEUDAS YA EN VIGENCIA: UNA SEGUNDA OPORTUNIDAD PARA PERSONAS Y EMPRESAS"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3361\" class=\"elementor elementor-3361\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-70fd01f9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"70fd01f9\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4e01ecb2\" data-id=\"4e01ecb2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-87ed627 elementor-widget elementor-widget-text-editor\" data-id=\"87ed627\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2>NUEVA LEY 21.563 DE REESTRUCTURACI\u00d3N DE DEUDAS YA EN VIGENCIA: UNA SEGUNDA OPORTUNIDAD PARA PERSONAS Y EMPRESAS<\/h2>\n<p><\/p>\n<figure class=\"wp-block-gallery-2 is-layout-flex wp-block-gallery-is-layout-flex\"><\/figure>\n<p><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f55a28d elementor-widget elementor-widget-text-editor\" data-id=\"f55a28d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"page\" title=\"Page 1\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>La recientemente promulgada Ley de Reorganizacio\u0301n y Liquidacio\u0301n de Empresas y Personas, la cual entro\u0301 en vigencia el pasado 10 de agosto, ha abierto un nuevo capi\u0301tulo en el a\u0301mbito de la reestructuracio\u0301n de deudas en nuestro pai\u0301s. Esta legislacio\u0301n, disen\u0303ada para aliviar las tensiones financieras tanto de personas naturales como de micro y pequen\u0303as empresas, representa un hito significativo en el campo legal y econo\u0301mico.<\/p>\n<p>Uno de los aspectos ma\u0301s notables de esta normativa es su enfoque en la reorganizacio\u0301n de deudas, otorgando a aquellos que enfrentan dificultades financieras una oportunidad real de recuperacio\u0301n en lugar de recurrir a la liquidacio\u0301n. Este enfoque busca no solo preservar empleos, sino tambie\u0301n mantener la integridad de las cadenas de suministro y contribuir a la estabilidad econo\u0301mica en general.<\/p>\n<p>La ley se basa en cuatro pilares fundamentales:<\/p>\n<p>Procedimientos Simplificados y Econo\u0301micos: Se han establecido procedimientos de ra\u0301pida tramitacio\u0301n y bajos costos de administracio\u0301n, lo\u00a0<span style=\"font-size: 16px;\">que hace que el acceso a la reestructuracio\u0301n sea ma\u0301s accesible para personas y empresas de menor taman\u0303o.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"page\" title=\"Page 2\">\n<div class=\"layoutArea\">\n<div class=\"column\">\n<p>Incentivo al Reingreso al Sistema Crediticio: La normativa busca promover el regreso de los deudores al sistema crediticio, fomentando la recuperacio\u0301n de cre\u0301ditos y la revitalizacio\u0301n de la actividad econo\u0301mica.<\/p>\n<p>Incremento de Tasas de Recuperacio\u0301n de Cre\u0301ditos: Se espera que esta legislacio\u0301n contribuya significativamente al aumento de las tasas de recuperacio\u0301n de cre\u0301ditos, beneficiando a acreedores y deudores por igual.<\/p>\n<p>Promocio\u0301n de Reestructuraciones de Pasivos: La ley promueve activamente la reestructuracio\u0301n de pasivos como una alternativa preferible a la liquidacio\u0301n, con el objetivo de resolver problemas financieros de manera ma\u0301s efectiva, evitando asi\u0301 la desaparicio\u0301n de empresas y emprendimientos de distintos taman\u0303os.<\/p>\n<p>Este importante desarrollo legal ha sido elogiado tanto por el Ministro de Economi\u0301a, Fomento y Turismo, Nicola\u0301s Grau, como por el Superintendente de Insolvencia y Reemprendimiento, Hugo Sa\u0301nchez. Destacan su impacto positivo en personas naturales y empresas de menor taman\u0303o, asi\u0301 como su e\u0301nfasis en la simplicidad y la flexibilidad en los procedimientos.<\/p>\n<p>Una caracteri\u0301stica relevante de esta nueva ley es la extensio\u0301n de la renegociacio\u0301n gratuita a aquellos individuos que emiten boletas de honorarios y se enfrentan a sobreendeudamiento, brindando una oportunidad crucial para superar sus dificultades financieras.<\/p>\n<p>Adema\u0301s de estos cambios sustanciales, la legislacio\u0301n reduce tra\u0301mites redundantes y fomenta el uso de la tecnologi\u0301a para acelerar los procedimientos, lo que deberi\u0301a hacer que el proceso sea au\u0301n ma\u0301s eficiente.<\/p>\n<p>Es importante reiterar que la normativa ya esta\u0301 en pleno efecto desde el 10 de agosto de 2023, marcando un punto de inflexio\u0301n en la forma en que abordamos los problemas de deuda en nuestro pai\u0301s.<\/p>\n<p>Como estudio, MOS se especializa en llevar adelante los procedimientos concursales establecidos en la Ley N.\u00b0 20.720 y sus\u00a0<span style=\"font-size: 16px;\">modificaciones, tanto respecto de empresas como de personas naturales, estando nuestro equipo de profesionales siempre dispuesto para prestar asesori\u0301a en estos asuntos o cualesquiera que requieran nuestros clientes, manteniendo e\u0301l ya distintivo esta\u0301ndar de calidad y compromiso que nos caracteriza.<\/span><\/p>\n<\/div>\n<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-374715b elementor-widget elementor-widget-text-editor\" data-id=\"374715b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Conoce m\u00e1s sobre servicios de<\/p>\n<h2 class=\"elementor-heading-title elementor-size-default\">LITIGIOS<\/h2>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ad944e3 elementor-align-center elementor-widget elementor-widget-button\" data-id=\"ad944e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.mosabogados.cl\/litigio\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">M\u00e1s informaci\u00f3n<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3559989 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3559989\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d1388ab\" data-id=\"d1388ab\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-05446c2 elementor-widget elementor-widget-text-editor\" data-id=\"05446c2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Si necesitas nuestro servicios en<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d683477 elementor-widget elementor-widget-text-editor\" data-id=\"d683477\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\">LITIGIOS<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9ce083f elementor-widget elementor-widget-wpforms\" data-id=\"9ce083f\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"wpforms.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"wpforms-container \" id=\"wpforms-1171\"><form id=\"wpforms-form-1171\" class=\"wpforms-validate wpforms-form\" data-formid=\"1171\" method=\"post\" enctype=\"multipart\/form-data\" action=\"\/index.php?rest_route=%2Fwp%2Fv2%2Fposts%2F3361\" data-token=\"2ffe2ae7a3b3d176d05a8f1d2c3de188\" data-token-time=\"1786165263\"><noscript class=\"wpforms-error-noscript\">Por favor, activa JavaScript en tu navegador para completar este formulario.<\/noscript><div class=\"wpforms-field-container\"><div id=\"wpforms-1171-field_0-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"0\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-1171-field_0\">Nombre <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-1171-field_0\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][0]\" placeholder=\"Nombre\" required><\/div><div id=\"wpforms-1171-field_5-container\" class=\"wpforms-field wpforms-field-name\" data-field-id=\"5\"><label class=\"wpforms-field-label wpforms-label-hide\" for=\"wpforms-1171-field_5\">Telefono <span class=\"wpforms-required-label\">*<\/span><\/label><input type=\"text\" id=\"wpforms-1171-field_5\" class=\"wpforms-field-large wpforms-field-required\" name=\"wpforms[fields][5]\" placeholder=\"Telefono\" required><\/div><div id=\"wpforms-1171-field_1-container\" class=\"wpforms-field wpforms-field-email\" 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laboral y migratorio\"  class=\"choice-3 depth-1\"  >Derecho laboral y migratorio<\/option><option value=\"derecho contable - tributario\"  class=\"choice-4 depth-1\"  >derecho contable - tributario<\/option><option value=\"Litigios\"  class=\"choice-5 depth-1\"  >Litigios<\/option><option value=\"Derecho del consumo\"  class=\"choice-7 depth-1\"  >Derecho del consumo<\/option><option value=\"Derecho inmobiliario\"  class=\"choice-6 depth-1\"  >Derecho inmobiliario<\/option><\/select><\/div><\/div><!-- .wpforms-field-container --><div class=\"wpforms-field wpforms-field-hp\"><label for=\"wpforms-1171-field-hp\" class=\"wpforms-field-label\">Name<\/label><input type=\"text\" name=\"wpforms[hp]\" id=\"wpforms-1171-field-hp\" class=\"wpforms-field-medium\"><\/div><div class=\"wpforms-submit-container\" ><input type=\"hidden\" name=\"wpforms[id]\" value=\"1171\"><input type=\"hidden\" name=\"page_title\" value=\"\"><input type=\"hidden\" name=\"page_url\" value=\"https:\/\/www.mosabogados.cl\/index.php?rest_route=\/wp\/v2\/posts\/3361\"><input type=\"hidden\" name=\"url_referer\" value=\"\"><button type=\"submit\" name=\"wpforms[submit]\" id=\"wpforms-submit-1171\" class=\"wpforms-submit\" data-alt-text=\"Enviando...\" data-submit-text=\"Enviar\" aria-live=\"assertive\" value=\"wpforms-submit\">Enviar<\/button><\/div><\/form><\/div>  <!-- .wpforms-container -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>NUEVA LEY 21.563 DE REESTRUCTURACI\u00d3N DE DEUDAS YA EN VIGENCIA: UNA SEGUNDA OPORTUNIDAD PARA PERSONAS Y EMPRESAS La recientemente promulgada Ley de Reorganizacio\u0301n y Liquidacio\u0301n de Empresas y Personas, la cual entro\u0301 en vigencia el pasado 10 de agosto, ha abierto un nuevo capi\u0301tulo en el a\u0301mbito de la reestructuracio\u0301n de deudas en nuestro pai\u0301s. [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":3362,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[5,14],"tags":[],"class_list":["post-3361","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-litigios","category-todas"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>NUEVA LEY 21.563 DE REESTRUCTURACI\u00d3N DE DEUDAS<\/title>\n<meta name=\"description\" content=\"La ley 21.170 por la cual se modifica el tratamiento de las penas de los delitos de robo y receptaci\u00f3n de veh\u00edculos motorizados o de los bienes que se encuentran al interior de \u00e9stos, tambi\u00e9n conocida como \u201cLey Antiportonazos\u201d ha implicado una serie de modificaciones y adaptaciones al C\u00f3digo Penal atendida la mete\u00f3rica alza de delitos 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